...here is just SOME of the information you will find inside: What's a good credit score? And at what score should I start to be worried. (Page 4) Even if you pay all your bills on time, you may still have marks against your credit. See why here. (Pages 4-5) => 3 top credit agencies and how to keep tabs on them. (Page 5) => 4 ways the credit bureau's look at your lending history - and how important each view is. (Pages 6-7) => 3 ways to boost your credit score (and it's not just paying your bills). (Pages 7-8) => 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country. (Page 9) => 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late. (Pages 11-12) => 5 common credit mistakes you may commit if you don't know about them in advance. (Pages 12-14) => How not having any debts may actually hurt your credit score. (Page 14) => How to dispute bad marks on your credit report. (Page 15) => After you contact the credit bureau about an error in your credit report, make sure you contact these people next. (Page 16) => The truth about "free credit reports" online. (Page 17) => 3 ways to start building up trust after a major credit disaster. (Pages 17-18) => When to consider declaring bankruptcy. (Page 21) => 5 organizations that can help you when you're in over your head. (Pages 22-23) => When you should fear credit repair companies. (Pages 23) => 6 common scams some credit repair companies try and pull. (Pages 24-25) => How to use your bank as an ally in your fight against bad credit. (Page 25) => 5 ways to curb your spending habit. (Page 27) => How to automatically cut down on your spending without beating yourself up. (Page 28) => 6 ideas for adding extra dollars to your monthly income. (Page 29) => 4 steps to preparing ahead of time for financial emergencies. (Pages 29-30) => The secret to changing the way you think about money. (Page 31) => 7 most common reasons why credit scores are lowered. (Pages 31-32) => 3 reasons why change in your life is not always a good thing. (Pages 32-33) => How a simple phone call may help out your credit. (Pages 33-34) => When a "late fee" is easily waived. (Page 34) => The secret to setting short-term goals to repair your credit yourself. (Page 35) => When seemingly small differences in credit scores can have a huge impact on the interest you pay. (Page 36) => How to set your finances on autopilot. (Pages 36-37) => When refinancing is the best option. (Page 37) => What you should always know before talking to a lender. (Page 38) => How to encourage a potential lender to look at you instead of your credit rating. (Page 38) => How to make paying your bills easier on yourself. (Pages 39-40) => How you can take advantage of being a student while trying to repair your credit. (Page 41) => The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills). (Pages 42-43) => When to take out a loan to repay your debts. (Page 44) => Which "cash advance" agencies to stay away from (or you risk destroying your credit). (Page 45) => 6 ways to handle the stress of being in debt. (Pages 46-48) And there's MUCH more

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